Fillable checklist

Final Walkthrough Checklist: Buyer Gate Before Closing (Free Printable PDF)

Fillable buyer final walkthrough: agreed repairs, new damage, vacancy, keys, systems, inclusions, and occupancy. Print blank or save a filled PDF.

Buying & selling Fillable form · 9 sections · 39 checks Download filled or blank PDF and CSV Cross-checked against NAR, CFPB, and Fannie Mae · Last verified Sep 1, 2026

Snugage fillable checklist

Fill this on screen, then download a PDF or CSV. Download a blank copy to complete by hand. Answers stay in this tab only. The next visitor sees a blank form. This is a buyer walkthrough gate before you sign: agreed repairs, no new damage, vacant or broom-clean if the contract required it, keys and remotes, systems on, inclusions still on site, and occupancy that matches the contract. It is not a closet-by-closet inspection and not a licensed home inspection.

  • 9 sections
  • 39 checks
  • Blank for each visitor

Form details

Walkthrough

This is a practical template, not legal advice and not an official state or lender form. It is a buyer walkthrough gate, not a licensed home inspection. Possession, broom-clean, and what personal property conveys are set by your purchase contract and vary by state.

10 fields
Walkthrough

Use the possession date in the purchase contract, not a verbal plan.

Count of written repair items from the contract or inspection amendment. Enter 0 if none were agreed.

Inspection station

Agreed repairs

Mark N/A when no repair was written into the contract or amendment. A verbal promise is not a completed repair. If work is unfinished, a written credit can still be OK on the credit line.

6 items
Agreed repairs

Requested repairs have been made

Each written repair from the contract or inspection negotiation is finished. NAR: requested repairs have been made. CFPB: confirm agreed repairs before you sign.

Requested repairs have been made: OK, Defect, or N/A

Completed work matches the written agreement

The repair that was written is the repair you see. A coat of paint over a stain is not a roof or plumbing repair.

Completed work matches the written agreement: OK, Defect, or N/A

Paid bills for agreed work are in hand

NAR: copies of paid bills and warranties are in hand. Receipts or invoices for the agreed work, not a seller text saying it is done.

Paid bills for agreed work are in hand: OK, Defect, or N/A

Warranties for completed repair work are in hand

Warranty paperwork for the agreed repair, if the contractor issued one. Mark N/A if the work had no warranty.

Warranties for completed repair work are in hand: OK, Defect, or N/A

Unfinished repair is credited in writing

If a written item is still open, CFPB notes the seller may credit closing costs instead of finishing the work. Mark N/A when every written item is done. Defect if it is unfinished and there is no written credit.

Unfinished repair is credited in writing: OK, Defect, or N/A

Lender-required repairs are done or documented

Fannie Mae Selling Guide B4-1.2-05: repairs that affect safety, soundness, or structural integrity must be verified complete before the loan is sold, often on Form 1004D or an attestation letter. Cash purchases and files with no lender repair mark N/A.

Lender-required repairs are done or documented: OK, Defect, or N/A

Inspection station

No new damage

This station is a condition gate: unexpected change since you last viewed the house. It is not a new home inspection and not a closet-by-closet punch list.

6 items
No new damage

No major unexpected change since last viewed

NAR: no major, unexpected changes have been made to the property since last viewed. Fannie Mae: confirm the home did not take on additional damage since the first home inspection.

No major unexpected change since last viewed: OK, Defect, or N/A

No new damage after furniture was moved out

Scuffs, holes, broken doors, or torn flooring that appeared after the seller emptied rooms. Mark Defect only for damage that was not present at the last viewing.

No new damage after furniture was moved out: OK, Defect, or N/A

No new leaks or water stains

Fresh ceiling or wall stains, standing water, or an active drip that was not there at the last viewing. This is a change check, not a moisture survey.

No new leaks or water stains: OK, Defect, or N/A

Screens and storm windows in place or stored onsite

NAR: screens and storm windows are in place or stored onsite. Mark N/A if the house has none.

Screens and storm windows in place or stored onsite: OK, Defect, or N/A

Plants and shrubs have not been removed from the yard

NAR: no plants or shrubs have been removed from the yard. Mark N/A on a lot with no landscaping in the contract.

Plants and shrubs have not been removed from the yard: OK, Defect, or N/A

Required spaces were opened

NAR asks that basement, attic, and crawl space have been checked. Open the spaces the house has. Mark N/A on a space that does not exist. This is not a room-by-room inspection of every closet.

Required spaces were opened: OK, Defect, or N/A

Inspection station

Vacant and broom-clean

Broom-clean and vacant delivery are contract terms, not a federal standard. Mark N/A when the contract allowed the seller or a tenant to remain.

6 items
Vacant and broom-clean

Seller personal items removed from living space

NAR: all debris and personal items of the sellers have been removed. Clothes, furniture, and boxes out of rooms you were promised empty.

Seller personal items removed from living space: OK, Defect, or N/A

Garage, attic, basement, and yard cleared

Seller belongings out of storage areas and the yard unless the contract left those items. Mark N/A on a space the house does not have.

Garage, attic, basement, and yard cleared: OK, Defect, or N/A

Debris and trash removed

Trash bags, leftover paint, and moving debris gone from the house and yard. NAR lists debris with personal items.

Debris and trash removed: OK, Defect, or N/A

Broom-clean if the contract required it

Swept or equivalent as the contract defined. There is no federal broom-clean rule. Mark N/A if the contract did not require it.

Broom-clean if the contract required it: OK, Defect, or N/A

Refrigerator and cabinets emptied of seller contents

Food and personal kitchen items gone unless the contract left them. Mark N/A if no refrigerator conveys or the kitchen was already empty.

Refrigerator and cabinets emptied of seller contents: OK, Defect, or N/A

House vacant if the contract required vacant delivery

Seller out when the contract called for vacant possession. Occupied or tenant remaining: mark N/A only if that occupancy was agreed in writing.

House vacant if the contract required vacant delivery: OK, Defect, or N/A

Inspection station

Keys and remotes

Fannie Mae and CFPB describe keys transferring after documents are signed and funds disburse. Confirm the set is present or accounted for in writing before you sign.

6 items
Keys and remotes

House keys for exterior doors

A working key for each exterior door you are supposed to receive. Fannie Mae: you receive the keys after you sign and provide funds. CFPB: the seller or a representative gives you the keys once closing is finalized.

House keys for exterior doors: OK, Defect, or N/A

Mailbox key or cluster-box code

Mailbox key, cluster-box key, or the code the carrier uses. Mark N/A if mail is delivered without a locked box.

Mailbox key or cluster-box code: OK, Defect, or N/A

Garage door opener remotes

NAR: garage door opener and other remotes are available. Mark N/A if there is no garage opener.

Garage door opener remotes: OK, Defect, or N/A

Gate, HOA, or fob access

Community gate remotes, HOA fobs, and pool or amenity cards the contract or association required. Mark N/A if there is no gated access or HOA.

Gate, HOA, or fob access: OK, Defect, or N/A

Alarm remotes and codes

NAR: intercom, doorbell, and alarm are operational, and remotes are available. Codes and remotes for a system that stays. Mark N/A if there is no alarm.

Alarm remotes and codes: OK, Defect, or N/A

Instruction books and appliance warranties on site

NAR: instruction books and warranties on appliances and fixtures are available. Mark N/A if none were left and none were required.

Instruction books and appliance warranties on site: OK, Defect, or N/A

Inspection station

Systems on

Confirm power, water, heat, and included appliances run so the house is habitable. This is not a licensed systems inspection. Mark N/A on a system the house does not have.

5 items
Systems on

Electric, gas, and water are on

Services needed to test heat, water, and appliances are live. CFPB: arrange gas, electric, or water connections around closing. You cannot confirm systems if utilities are off.

Electric, gas, and water are on: OK, Defect, or N/A

Heating and air conditioning operate

NAR: heating and air conditioning systems are working. Run the mode in season. Off season, confirm the unit powers on. Mark N/A on a house with no central heat or no cooling.

Heating and air conditioning operate: OK, Defect, or N/A

Water heater is heating

NAR: hot water heater is working. Hot water at a fixture is enough for this gate. Not a tank or flue inspection.

Water heater is heating: OK, Defect, or N/A

Included appliances operate

NAR: all appliances are operating (dishwasher, washer/dryer, oven, and so on). Power on each appliance the contract leaves. Do not run a full cycle unless a defect is already suspected.

Included appliances operate: OK, Defect, or N/A

Doorbell, intercom, and alarm operate

NAR: intercom, doorbell, and alarm are operational. Mark N/A on any device the house does not have.

Doorbell, intercom, and alarm operate: OK, Defect, or N/A

Inspection station

Inclusions

CFPB: anything the seller agreed to leave must still be in place. What conveys is the contract list, not the listing photos.

5 items
Inclusions

Lighting fixtures still on site

NAR: items included in the sale price, such as lighting fixtures, are still on site. Mark Defect if a fixture that conveyed was swapped or removed.

Lighting fixtures still on site: OK, Defect, or N/A

Draperies or window treatments that conveyed

NAR names draperies as a typical inclusion. Mark N/A if the contract left window treatments with the seller.

Draperies or window treatments that conveyed: OK, Defect, or N/A

Appliances named in the contract still on site

Range, dishwasher, refrigerator, washer, dryer, or other units listed as remaining. Missing inclusions are a gate fail, not a reason to re-inspect every closet.

Appliances named in the contract still on site: OK, Defect, or N/A

Other listed inclusions still on site

Any other personal property the contract named (shed contents, playset, mounted TV if it conveyed). Mark N/A if the contract listed none beyond fixtures and appliances.

Other listed inclusions still on site: OK, Defect, or N/A

No unexpected fixture removal

Ceiling fans, built-ins, and attached hardware that ordinarily convey are still there unless the contract excluded them.

No unexpected fixture removal: OK, Defect, or N/A

Inspection station

Occupancy and possession

Contract occupancy (vacant, seller remaining, tenant) is not the same as the lender occupancy type (principal residence, second home, investment). Mark N/A on new-construction lines when the house is existing.

5 items
Occupancy and possession

Occupancy matches the purchase contract

Seller out, seller remaining, or tenant remaining only on the terms you signed. A surprise occupant is a Defect.

Occupancy matches the purchase contract: OK, Defect, or N/A

Possession date matches the contract

You take possession on the date written, including a rent-back if one was agreed. Possession after closing is a contract item and varies by state.

Possession date matches the contract: OK, Defect, or N/A

Certificate of occupancy if newly constructed

Fannie Mae lists a certificate of occupancy among closing documents on a newly constructed home: the house complies with building codes and is suitable for occupancy. Local names vary. Mark N/A on an existing house.

Certificate of occupancy if newly constructed: OK, Defect, or N/A

Tenant remaining only on agreed terms

Lease, deposit handling, and possession date match the contract or assignment. Mark N/A if there is no tenant.

Tenant remaining only on agreed terms: OK, Defect, or N/A

Ready to receive keys when closing finalizes

CFPB: keys transfer after documents are signed and funds disburse. Fannie Mae: you receive the keys after you sign and provide your funds. If keys will be held until recording, that hold is written.

Ready to receive keys when closing finalizes: OK, Defect, or N/A

Form details

Open items and sign-off

If any gate line is Defect with no written credit, do not mark Ready to close. Closing with listed credits is only for items the parties have already agreed in writing.

5 fields
Open items and sign-off

Draw your signature, or upload an image to replace it.

Draw your signature, or upload an image to replace it.

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References

  1. Checklist: Your Final Walk-Through - National Association of REALTORS
  2. What To Expect at Closing on a House (final walk-through, keys, certificate of occupancy) - Fannie Mae
  3. B4-1.2-05 Requirements for Verifying Completion and Postponed Improvements - Fannie Mae Selling Guide
  4. B2-1.1-01 Occupancy Types - Fannie Mae Selling Guide
  5. Close the deal (final walk-through before you sign) - Consumer Financial Protection Bureau
  6. What should I do before, during, and after the mortgage closing process? - Consumer Financial Protection Bureau
  7. What can I expect in the mortgage closing process? (keys after funds disburse) - Consumer Financial Protection Bureau
  8. For Your Protection: Get a Home Inspection - HUD Exchange

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